Bank Simulator

Bank Simulator is a business management game about growing a bank from a small branch into a global operation. You take customer deposits, move cash to the vault and invest it through loan offices, bond offices and ATM Rooms. You collect commissions, reinvest them in upgrades and run marketing campaigns to attract more customers.

Serve customers

At the teller counter, you handle deposits and withdrawals, check IDs, open accounts and issue credit cards. Watch for counterfeit cash, incorrect amounts, fake IDs and customers requesting more than their balance; careless approvals can cost the bank.

Manage loans and bonds

Review loan applicants’ documents and identify those who may default. Upgrading the loan office unlocks negotiations over rates, amounts and terms, which you can bargain for in the bank’s favor. Push too hard, however, and applicants stop giving ground.

Brokers bring bond deals for you to assess. Read each page and mark details Good, Caution or Reject, then decide whether to buy or pass. Successful deals make a profit, while bad ones lose money. They also unlock office upgrades and increase your global Bond Rank; at the top tier, an analyst can make decisions for you.

Expand your reach

The bank has seven marketing channels, including social media, billboards, TV and influencers, each managed from its own office. Run Small, Big or Huge campaigns to bring in customers; any campaign can go viral and double its reach. Hiring a marketer automates campaigns.

You can unlock 10 ATM Rooms across the city. Load the Cash Car, drive around to restock the machines, refuel at a gas station and collect a commission on each withdrawal. Upgrading an ATM Room increases its earnings per customer and its cash capacity.

Upgrade and hire

Unlock rooms such as the vault, expand the bank and upgrade teller counters, loan, bond and marketing offices, the ticket machine, ATM Rooms and the Cash Car. Each level either pays more or unlocks something new.

Interview candidates from Novice to Expert, each with their own salary request. You only learn their skill in the interview, so candidates can be cheap experts or overpriced novices. Staff counters and offices to automate them, hire a Cash Runner to carry money between offices and the vault, and click staff members to increase their speed.

Customize and compete

Choose your bank’s name, furniture, flooring, colors and layout. Compete on four global Steam Leaderboards for level, bank money, customer money and bond rank, and unlock 135 achievements.