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Personal Finance Simulator

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About Personal Finance Simulator

Personal Finance Simulator lets you set starting conditions and manage a life’s finances to see how your choices shape your financial future. Choose your starting money, wage increase and yearly inflation, then aim to reach age 65 wealthy—or face eviction before retirement.

You can live within your means and build savings, or invest them at different levels of risk and reward. Favourable circumstances and sound decisions can make you a multimillionaire, while low wage increases or high inflation can make retirement harder to reach without being evicted.

Your profession and city affect your financial outcome. You also choose your housing, groceries, shopping and travel, then see how feasible that lifestyle is under different starting conditions, professions and cities.

Frequently asked questions

Steam lets publishers create keys to sell in other shops. Once you activate a key, the game is yours to keep, just like a store purchase.

Disclaimer: CD keys have an inherent 1–2% average failure rate. Check the shop terms for buyer protection info. Steam offers no buyer protection for keys bought in other shops and doesn't refund them.

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