Bad Credit

Bad Credit is a neo-western visual novel set in 2016 in Tucson, Arizona, a struggling desert city. You play a money lender who is in debt and whose life is on the line, and must find ways to make money while choosing your own path.

People and choices

You can meet over 100 characters, whose hateful worldviews, rivalries and business opportunities shape your efforts to survive. Build relationships or tear them down, uncover characters’ deepest secrets, treat them with contempt or make them charity cases.

Your choices affect you, your allies and your enemies, as well as the wider world. The story follows an invisible global struggle emerging after a century of quiet, as the West grows wilder again. You can take political positions ranging from socialist, liberal and fascist to not caring about politics, or focus on getting ahead.